403 Highway 2297, Panama City, FL 32404
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  • MLS#: 784997 ( Residential )
  • Street Address: 403 Highway 2297
  • Viewed: 5
  • Price: $699,000
  • Price sqft: $396
  • Waterfront: Yes
  • Wateraccess: Yes
  • Waterfront Type: Bayou,Bayfront
  • Year Built: 1976
  • Bldg sqft: 1767
  • Bedrooms: 3
  • Total Baths: 2
  • Full Baths: 2
  • Garage / Parking Spaces: 2
  • Days On Market: 19
  • Additional Information
  • Geolocation: 30.1392 / -85.4977
  • County: BAY
  • City: Panama City
  • Zipcode: 32404
  • Subdivision: [no Recorded Subdiv]
  • Elementary School: Callaway
  • Middle School: Rutherford
  • High School: Rutherford
  • Provided by: Legacy Premier Agency
  • DMCA Notice
  • Description
    OPEN HOUSE Saturday 3/7 12pm 2pm. Rare opportunity to own a beautifully updated 3 bedroom, 2 bath brick home with Gulf access, situated on 5 private acres along Cook's Bayou. This property offers exceptional flexibility bring the boat, RV, four wheeler, or horse with room to live, work, and play in a peaceful waterfront setting. Built in 1976 and thoughtfully renovated, the 1,767 sq ft home blends classic character with modern upgrades. Interior features include functional wood burning fireplace, fresh paint, quartz countertops, new ceiling fans, and closet organizers throughout. The primary bathroom has been fully remodeled, and the kitchen is equipped with an induction cooktop, double ovens with convection and air fryer modes, and stainless steel appliances all less than three years old. Significant improvements include popcorn ceiling removal, 2024 HVAC, Honeywell programmable thermostat, Pristine Air UV filtration system, water softener, generator outlet, 2017 metal roof, hurricane ties for wind mitigation, and a whitewashed brick exterior. Outdoor amenities include a solar powered gated entrance, 12'x32' shed, motorized screened back porch, raised metal garden beds, citrus trees, private pond, and mature moss draped oak trees. Nearly $30,000 in dock upgrades include an expanded dock and 7,000 lb boat lift, providing direct access to the Gulf. Property sits on tidal waters with Gulf access through Cook's Bayou. Bridge vertical clearance is approximately 9'6'', suitable for smaller boats. John Deere tractor and attachments convey with sale. Ideal for a private waterfront homestead, recreational retreat, or future expansion this unique property offers space, privacy, and true Florida waterfront living.
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Features
Building and Construction
  • Covered Spaces: 0.00
  • Exterior Features: BoatLift, Dock, Patio, Porch
  • Fencing: Full, ChainLink, Fenced
  • Living Area: 0.00
  • Other Structures: Outbuilding, Sheds
  • Roof: Metal
Land Information
  • Lot Features: Paved
School Information
  • High School: Rutherford
  • Middle School: Rutherford Middle
  • School Elementary: Callaway
Garage and Parking
  • Garage Spaces: 2.00
  • Open Parking Spaces: 0.00
  • Parking Features: AdditionalParking, Gravel, RvAccessParking
Utilities
  • Carport Spaces: 0.00
  • Cooling: CentralAir, CeilingFans
  • Heating: Central, Fireplaces
Finance and Tax Information
  • Home Owners Association Fee: 0.00
  • Insurance Expense: 0.00
  • Net Operating Income: 0.00
  • Other Expense: 0.00
  • Pet Deposit: 0.00
  • Security Deposit: 0.00
  • Tax Year: 2025
  • Trash Expense: 0.00
Other Features
  • Appliances: ElectricCooktop, ElectricOven, ElectricRange, ElectricWaterHeater, WaterPurifierOwned
  • Interior Features: SmartThermostat
  • Legal Description: 13 4S 13W 10A -8.3-163A BEG 210' N OF SW COR OF NE1/4 OF SEC TH N 436.61' TO SELY R/W CNTY RD #2297 NELY ALG R/W 50' SELY 461.46' S 521.99' TO SEC LINE W 308.22' N 210' W 210' TO POB ORB 4520 P 790
  • Area Major: 05 - Bay County - East
  • Occupant Type: Occupied
  • Parcel Number: 06656-035-000
  • Style: Ranch
  • The Range: 0.00
  • View: Bay, Bayou
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